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DTSTART;TZID=America/Vancouver:20261105T183000
DTEND;TZID=America/Vancouver:20261105T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015603-1793903400-1793908800@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-05/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261106T183000
DTEND;TZID=America/Vancouver:20261106T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015604-1793989800-1793995200@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-06/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261110T183000
DTEND;TZID=America/Vancouver:20261110T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015605-1794335400-1794340800@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-10/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261112T183000
DTEND;TZID=America/Vancouver:20261112T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015606-1794508200-1794513600@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-12/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261113T183000
DTEND;TZID=America/Vancouver:20261113T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015607-1794594600-1794600000@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-13/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261117T183000
DTEND;TZID=America/Vancouver:20261117T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015608-1794940200-1794945600@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-17/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261119T183000
DTEND;TZID=America/Vancouver:20261119T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015609-1795113000-1795118400@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-19/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261120T183000
DTEND;TZID=America/Vancouver:20261120T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015610-1795199400-1795204800@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-20/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261124T183000
DTEND;TZID=America/Vancouver:20261124T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015611-1795545000-1795550400@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-24/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261126T183000
DTEND;TZID=America/Vancouver:20261126T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015612-1795717800-1795723200@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-26/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261127T183000
DTEND;TZID=America/Vancouver:20261127T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015613-1795804200-1795809600@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-11-27/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261201T183000
DTEND;TZID=America/Vancouver:20261201T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015614-1796149800-1796155200@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-01/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261203T183000
DTEND;TZID=America/Vancouver:20261203T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015615-1796322600-1796328000@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-03/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261204T183000
DTEND;TZID=America/Vancouver:20261204T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015616-1796409000-1796414400@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-04/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261208T183000
DTEND;TZID=America/Vancouver:20261208T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015617-1796754600-1796760000@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-08/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261210T183000
DTEND;TZID=America/Vancouver:20261210T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015618-1796927400-1796932800@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-10/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261211T183000
DTEND;TZID=America/Vancouver:20261211T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015619-1797013800-1797019200@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-11/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261215T183000
DTEND;TZID=America/Vancouver:20261215T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015620-1797359400-1797364800@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-15/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261217T183000
DTEND;TZID=America/Vancouver:20261217T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015621-1797532200-1797537600@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-17/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261218T183000
DTEND;TZID=America/Vancouver:20261218T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015622-1797618600-1797624000@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-18/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261222T183000
DTEND;TZID=America/Vancouver:20261222T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015623-1797964200-1797969600@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-22/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261224T183000
DTEND;TZID=America/Vancouver:20261224T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015624-1798137000-1798142400@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-24/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261225T183000
DTEND;TZID=America/Vancouver:20261225T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015625-1798223400-1798228800@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-25/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261229T183000
DTEND;TZID=America/Vancouver:20261229T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015626-1798569000-1798574400@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-29/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20261231T183000
DTEND;TZID=America/Vancouver:20261231T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015627-1798741800-1798747200@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2026-12-31/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20270101T183000
DTEND;TZID=America/Vancouver:20270101T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015628-1798828200-1798833600@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2027-01-01/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20270105T183000
DTEND;TZID=America/Vancouver:20270105T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015629-1799173800-1799179200@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2027-01-05/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20270107T183000
DTEND;TZID=America/Vancouver:20270107T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015630-1799346600-1799352000@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2027-01-07/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20270108T183000
DTEND;TZID=America/Vancouver:20270108T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015631-1799433000-1799438400@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2027-01-08/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/Vancouver:20270112T183000
DTEND;TZID=America/Vancouver:20270112T200000
DTSTAMP:20261104T224426Z
CREATED:20261104T220155Z
LAST-MODIFIED:20261104T224426Z
UID:10015632-1799778600-1799784000@issbc.org
SUMMARY:Buying Your First Home in Canada_On line
DESCRIPTION:your first home in Canada \n\nSeminar Topics \n\n\n	Overview of the Home-Buying Process in Canada – Understand the steps involved in purchasing a home.\n\n	Mortgage Basics – Essential mortgage information you need to know.\n\n	Preparing for Down Payments and Closing Costs – Learn about the expenses involved in buying a home.\n\n	Planning Your Housing Budget – Create a housing budget that works for you.\n\n	Q&A Session – Ask questions and get answers from the experts.Guest SpeakersChloe Choi\n\n\nReal Estate Consultant \n\nAlex Choi \n\nSenior Mortgage Broker \n\nEligibility Criteria \n\n❑  Permanent Resident\, or Protected Person ❑ Living in British Columbia in Vancouver\, Burnaby\, New Westminster\, Richmond\, Surrey\, Langley\, Coquitlam\, Maple Ridge\, and Squamish❑ Unemployed or Precariously Employed \n\nFor registering contact: 778-372-6563 or email to :  Vida.Rad@issbc.org
URL:https://issbc.org/event/buying-your-first-home-in-canada/2027-01-12/
CATEGORIES:Settlement
ATTACH;FMTTYPE=image/png:https://issbc.org/wp-content/uploads/2026/11/Screenshot-2026-11-04-114435.png
END:VEVENT
END:VCALENDAR